“Active under contract” is a real estate term used in the U.S. to describe a property that is technically still active on the market but already has an accepted offer. The seller has agreed to a contract with a buyer, but certain contingencies must be met before the sale can be finalized.
What It Really Means
When a home is active under contract, it means:
- The seller has accepted a buyer’s offer.
- The property remains listed on the market.
- The sale is not yet final—it depends on conditions like:
- Home inspection
- Appraisal
- Loan approval
- Sale of the buyer’s current home
During this phase, other buyers may still submit backup offers, depending on local rules and the seller’s strategy.
How Is It Different from “Pending”?
Here’s a simple breakdown:
| Status | What It Means |
|---|---|
| Active Under Contract | Offer accepted, but contingencies remain. Still technically active. |
| Pending | All contingencies met. Sale is close to closing. Off the active market. |
Can You Still Buy a Home That’s Active Under Contract?
Yes, but it’s a long shot. If you love a home that’s “active under contract,” you can ask your agent to submit a backup offer. If the current deal falls through (e.g., due to a failed inspection or financing issue), the seller may consider your offer next.
Why Do Sellers Keep It Active?
Sellers often prefer to keep the listing visible to other buyers until contingencies are cleared. It:
- Keeps options open
- Puts pressure on the current buyer to move fast
- Allows for better backup offers
Final Thoughts
Active under contract simply means a home is in the early stages of being sold, with some conditions still to be met. While it’s not fully available, there’s still a small window for interested buyers to step in with a backup offer.
